19.03.2026 aktualisiert

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100 % verfügbar

Product & Technology Executive

Bosau, Deutschland
Weltweit
M.A. in Process and Project Management
Bosau, Deutschland
Weltweit
M.A. in Process and Project Management

Profilanlagen

2026-03-2-CV_TvH.pdf

Über mich

I design and scale complex product systems. Combining product strategy, technical architecture and execution, I help build robust, data-driven platforms in FinTech, ERP and regulated environments—focused on simplicity, automation and long-term impact.

Skills

Data AnalysisData ArchitectureDatenstrukturProduct Lifecycle ManagementSoftware-ProduktmanagementProduktstrategien
Track record
  • Lendico (acquired by ING) — CPO, later also head of technology; up to 35 people across Product, Design, Engineering and BI. Replaced the legacy core with an in-house microservices banking platform, steered two business-model pivots, led tech due diligence and integration during the acquisition.
  • Myos — CPO and acting CTO; team of ~17. Moved lending operations from spreadsheets to an automated platform: underwriting from 4 days of manual work to 2 hours. ML-based risk model, data warehouse, real-time reporting.
  • Xentral (ERP) — owned the finance and accounting domain of a multi-module ERP for startups and SMEs: invoicing, payments, ledgers, e-invoicing, integrations.
  • fliit — Interim CPO: stepped into a leadership gap, stabilised product direction, restructured the product organisation after layoffs.
  • Currently — freelance product strategy for a POS provider: 3–5-year product vision and the modernisation path for a legacy platform.
Focus Areas
Interim Product & Technology Leadership — Leading Product, Engineering and Operations as one organisation — through pivots, restructurings, leadership gaps and tight budgets. Developing people from entry level into management.

Platform Rebuilds & Legacy Modernisation — Turning legacy systems into scalable, service-oriented platforms without stopping the business: target architecture, migration path, build-vs-buy, sequencing.

Operational Automation — Replacing manual operations with automated, auditable workflows in payments, underwriting, receivables and compliance. Results so far: −95% manual effort at Myos, −85% at ratepay.

Data & Decision Systems — Data warehouse, real-time reporting and ML-based decision logic, built into the product and the daily operation.

Finance, ERP & Payments Domains — Accounting, invoicing, ledgers and subledgers, payment processing, lending, e-invoicing; API and third-party integrations across these.

Product Strategy & Operating Model — Translating a changing business model into a roadmap and an organisation that can deliver it: priorities, team structure, decision rights, delivery rhythm.

Practical: German (native), English (fluent)

Erfahrung

Berufserfahrungmehr als 10 Jahre
Freelancer seit2026

Sprachen

DeutschMutterspracheEnglischverhandlungssicher

Projekthistorie

Co-Founder & CPO/COO

Spring Longevity UG
Co-founded and currently lead product and platform direction in a 3-founder bootstrap, covering AI personalization, monetisation, compliance plus financial and operational planning

Founder and Managing Director

myZeitung (OTS-Webworks UG)
Co-founded and led product and operations for a publishing and aggregation platform, designed platform end to end and built backend in bootstrapped setup

Head of Product

AllesAnna GmbH - Online Drugstore
Designed and launched webshop end to end including core user flows and operating processes, set up product ways of working and cross-functional delivery

Group Product Manager (Finance and Accounting)

Xentral ERP Software GmbH
Owned the finance and accounting domain within a multi-module ERP platform serving startups and SMEs across Europe, led architectural enhancements and introduced e-invoicing capabilities

Chief Product Officer & Acting Chief Technology Officer

Myos / Amafin GmbH
Led product and technology for a digital asset-backed underwriting platform, transformed manual operations into scalable service-oriented architecture and implemented machine learning based risk evaluation

Interim Chief Product Officer

fliit Holding GmbH
Stepped in during leadership gap to stabilize product direction and execution, restructured product organization following workforce reduction

Chief Product Officer & Acting Chief Technology Officer

Lendico Deutschland GmbH (ING Deutschland)
Held full responsibility for Product, Engineering, QA and Business Intelligence with up to 38 FTEs, led design and implementation of microservices-based transaction platform

Project Lead

ratepay GmbH
Led rebuild and migration of mission-critical receivables and transaction processing system across multiple group entities, designed automated workflows and coordinated stakeholder alignment

Project Manager and Software Engineer

Wortmann KG
Extended and modernized ERP systems in manufacturing environment, focusing on process automation, EDI integration and operational reliability

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